I represent ONLY you, the Buyer... In California, when a listing agent writes up a Buyer's offer on one of the agents' listings... you, the Buyer have ZERO legal representation!!! Purchasing a home is far too important, and far too difficult to enter into a contract without proper the proper representation from, me, THE Buyer''s Broker In this complicated real estate market, in order to for your offer to be seriously considered, it is of critical importance for you you, the Buyer to have been CREDIT APPROVED for your financing... a per-qualification letter, borders on worthless..